Cybersecurity Insurance

Do You Need Data Breach Insurance?

Do you have a database of personal and private information?

Private Information Includes

  • Name
  • Address
  • Date of birth
  • Social Security numbers
  • Credit Card numbers
  • Driver’s License Numbers
  • Mother’s Maiden Name
  • etc.

If yes, then you have exposures that need to be addressed and can be insured.  Even with the best cyber-security team, software, processes and procedures data breaches can happen.  Are you using web based software?  A cloud vendor?  Then you may be liable if your vendor has a data breach, because your customers’ records are at risk.

What is Your Exposure if There is a Breach?

According to the Ponemon Institute, the average cost of a data breach is $204 per record.  If you only have 2500 records, that’s over half a million dollars in risk.

Your expenses could include:

  • Legal and Defense Expenses
  • Crisis Management Response Expenses
  • Regulator Fees and Expenses
  • Notification Expenses
  • Identity Theft Recovery Expenses
  • Information Asset Recovery Expenses
  • Business Interruption
  • Cyber Extoration

Are You Ready to Mitigate Your Cybersecurity Risk?

Call: 251-344-5393

Small Business Optimism at Highest Level in 8 Years

Gallup says Small Business Optimism at Highest Level in Eight Years.

If you have been on the sidelines waiting to start a small business, maybe the time is right to take the plunge. We can partner with you and provide all your business insurance needs to protect your investment as it grows. Of course, we still do home and auto insurance as well. Call us for a quote!

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Business Auto Insurance Texas Alabama Mississippi

Jack Green Insurance handles business auto insurance for Texas, Alabama and Mississippi businesses.   As you can tell from the articles below, commercial vehicle insurance is more complicated than personal auto insurance.  Let Jack Green Insurance help you find the right answer for your business.

Knowing When you Need Commercial Auto Insurance

Understanding why you need auto insurance on your personal vehicle is easy.  You want to protect your loved ones and your property … Knowing when you need commercial insurance is a completely different matter.

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Business Vehicle Insurance | III

WHAT IS BUSINESS VEHICLE INSURANCE? As a business owner, you need some of the same insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel. Your Businessowners Policy (BOP) does not provide any coverage for vehicles, so you must have a separate policy.

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Business and Property Insurance

INSURE U – Get Smart About Insurance is a public education program created by the National Association of Insurance Commissioners (NAIC) to assist consumers with information about insurance issues.  Below is a link to their summary of Business Property and Liability insurance.

Insure U for Small Business: Business Property and Liability

Needing Low Cost Insurance

 Property insurance protects small business owners from losses due to damage to physical space or equipment and as a result of theft. For insurance purposes, a business’ property includes the physical building in which it resides, as well as its other assets. All of the following, owned or leased, can be considered business property

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Every state has it’s own insurance requirements and regulations.  Jack Green Insurance handles Alabama Business Insurance, Mississippi Business Insurance and Texas Business Insurance.

Jack Green Insurance can help you with:

  • Business Property and Liability Insurance Texas
  • Business Property and Liability Insurance Alabama
  • Business Property Property and Liability Mississippi

Business Insurance

We have some articles to help you discover the cost factors of the various types of business insurance.

The U.S. Small Business Administration has put together some tips about buying insurance.

Buying Insurance | The U.S. Small Business Administration |

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Your business insurance costs are not completely out of your control.  There are many things you can do to reduce the cost of the insurance your business needs.

9 Ways to Lower Your Business Insurance Costs | Bplans

With all the costs related to running a business, it makes sense to save money wherever you can. Here are some ways to lower your business insurance costs.

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How to Calculate Business Liability Insurance |

Without liability insurance, if you lose a lawsuit, you will have to pay the judgment yourself. This can financially devastate your business and personal finances. There are three types of liability …

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Starting out on your own has enough risks. One way to mitigate those risks is with insurance. As a sole proprietor, it’s important to anticipate every cost, including the cost of insurance.  Every business is unique so  getting the right business insurance requires advice from an expert you can trust.

The Average Cost of Insurance Coverage for a Sole Proprietor Business |

Being a sole proprietor is the easiest way to start a new business. The business entity consists solely of one individual, the owner. Insurance coverage is very important for any business especially …

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